Determinants of Saving-Borrowing Decisions and Financial Inclusion in a High Middle Income Country: the Turkish Case

dc.contributor.author Davutyan, Nurhan
dc.contributor.author Davutyan, Nurhan
dc.contributor.author Öztürkkal, Belma
dc.contributor.author Öztürkkal, Ayşe Belma
dc.contributor.other International Trade and Finance
dc.date.accessioned 2019-06-27T08:02:00Z
dc.date.available 2019-06-27T08:02:00Z
dc.date.issued 2016
dc.department Fakülteler, İşletme Fakültesi, Uluslararası Ticaret ve Finans Bölümü en_US
dc.description.abstract We use a representative survey of the Turkish household sector and investigate factors impinging on saving-borrowing behavior. We run four probit regressions to elucidate (i) the saving decision (ii) asset choice or portfolio composition for those who save (iii) the bank loan decision and lastly (iv) the formal versus informal borrowing decision. We find income education marital status and region within country strongly correlate with those decisions. We offer some insights regarding the influence of variables like rural to urban migrant status and religious belief on saving and borrowing decisions. We discuss the long-term implications of our findings on the Turkish household savings performance. en_US]
dc.identifier.citationcount 14
dc.identifier.doi 10.1080/1540496X.2016.1187596 en_US
dc.identifier.endpage 2529
dc.identifier.issn 1540-496X en_US
dc.identifier.issn 1558-0938 en_US
dc.identifier.issn 1540-496X
dc.identifier.issn 1558-0938
dc.identifier.issue 11
dc.identifier.scopus 2-s2.0-84994381481 en_US
dc.identifier.scopusquality Q1
dc.identifier.startpage 2512 en_US
dc.identifier.uri https://hdl.handle.net/20.500.12469/527
dc.identifier.uri https://doi.org/10.1080/1540496X.2016.1187596
dc.identifier.volume 52 en_US
dc.identifier.wos WOS:000387917000005 en_US
dc.identifier.wosquality Q2
dc.institutionauthor Davutyan, Nurhan en_US
dc.institutionauthor Öztürkkal, Belma en_US
dc.language.iso en en_US
dc.publisher Routledge Journals Taylor & Francis Ltd en_US
dc.relation.journal Emerging Markets Finance and Trade en_US
dc.relation.publicationcategory Makale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı en_US
dc.rights info:eu-repo/semantics/closedAccess en_US
dc.scopus.citedbyCount 19
dc.subject Financial Inclusion en_US
dc.subject Household Finance en_US
dc.subject Human Resources en_US
dc.subject D14 en_US
dc.subject G21 en_US
dc.subject O15 en_US
dc.title Determinants of Saving-Borrowing Decisions and Financial Inclusion in a High Middle Income Country: the Turkish Case en_US
dc.type Article en_US
dc.wos.citedbyCount 14
dspace.entity.type Publication
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