Bank credit in uncertain times: Islamic vs. conventional banks

dc.contributor.authorBilgin, Mehmet Hüseyin
dc.contributor.authorDanışman, Gamze Öztürk
dc.contributor.authorDemir, Ender
dc.contributor.authorTarazi, Amine
dc.date.accessioned2020-12-24T11:16:28Z
dc.date.available2020-12-24T11:16:28Z
dc.date.issued2020
dc.departmentFakülteler, İşletme Fakültesi, Uluslararası Ticaret ve Finans Bölümüen_US
dc.description.abstractThis paper explores whether the impact of economic uncertainty on credit growth differs for Islamic vs. conventional banks. Using a sample of 416 banks (58 Islamic and 358 conventional) in 12 countries, the findings indicate that an increase in economic uncertainty significantly decreases the credit growth of conventional banks but does not have any significant impact on Islamic banks’ credit growth. Our results are robust to alternative specifications and addressing endogeneity concerns using GMM estimators. We further observe that our findings are stronger for the following countries: (1) countries with explicit deposit insurance protection system for Islamic banks, (2) lower foreign dominance, and (3) countries with a higher share of deposits and assets in Islamic banks.en_US
dc.identifier.citation29
dc.identifier.doi10.1016/j.frl.2020.101563en_US
dc.identifier.issn1544-6123en_US
dc.identifier.issn1544-6123
dc.identifier.scopus2-s2.0-85086045750en_US
dc.identifier.scopusqualityN/A
dc.identifier.urihttps://hdl.handle.net/20.500.12469/3649
dc.identifier.urihttps://doi.org/ 10.1016/j.frl.2020.101563
dc.identifier.volume2020en_US
dc.identifier.wosWOS:000624350900036en_US
dc.identifier.wosqualityQ1
dc.institutionauthorDanışman, Gamze Öztürken_US
dc.language.isoenen_US
dc.publisherElsevier Ltden_US
dc.relation.journalFinance Research Lettersen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.subjectConventional banksen_US
dc.subjectCrediten_US
dc.subjectEconomic uncertaintyen_US
dc.subjectIslamic banksen_US
dc.titleBank credit in uncertain times: Islamic vs. conventional banksen_US
dc.typeArticleen_US
dspace.entity.typePublication

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